Request
The client sends the promissory note or the invoice with its supporting documents.
Corpus Capital
Receivables origination and recovery
Two moments in the life of the same credit: how it is born documented, and how it is recovered when it is not paid.
We do not buy debt: we act as the creditor’s agent and are paid on results.
What it decides
Recoverability is decided when the credit is granted, not when it is breached. A well-built document reduces what has to be proved for the obligation to be enforceable, and the right security decides whether, in the debtor’s insolvency, the client collects with priority or queues with the unsecured creditors.
Who it is for
Companies in the real economy with receivables from direct customer credit, where there is a risk the debtor enters an insolvency procedure before the creditor acts.
How the recovery service runs
Viability study
Five business days
Whether the obligation is directly enforceable is verified.
Instruction
The client decides which cases go to court and grants a power of attorney.
Claim
Five business days
With out-of-court recovery running in parallel.
Filing
Filing before the competent judge.
Before · Receivables origination
- Promissory note and completion instructions
- Electronic invoicing and proof of acceptance
- Movable, mortgage and personal security
- Acceleration and payment-allocation clauses
- Credit-granting policy and the debtor’s file
After · Recovering the obligation
- Pre-action and persuasive recovery
- Individual enforcement proceedings
- Calling on real security
- Enforcement of movable security
- Representing the client in the insolvency procedures of its debtors
Why timing decides the outcome
- Assets disappear. The risk grows that the debtor disposes of what could be pursued today.
- Insolvency freezes recovery. Once the application is admitted, pending enforcement proceedings are suspended.
- The estate gets shared out. The debtor keeps borrowing: less is left for whoever collects later.
- Negotiating position erodes. The debtor retains more real capacity to reach an agreement.